ABOUT THIS SESSION
One framework. Every HMO decision.
Most HMO investors underwrite the deal they want to own — not the one the market will value at refinance. The Tier Methodology is the discipline that stops it. On 9th June, we're bringing it to the public in full — no watered-down version, no upsell in the room.
What we're covering
The Tier Methodology — the full picture
Five tiers, five lenses, one diagnostic number. What home tier percentage means, why tier slippage happens, and how to avoid the leverage trap that catches most HMO portfolios at refinance.
The market right now — valuations and the RRA
What is actually happening to HMO valuations across the UK? Is the Renters' Rights Act creating real pressure or just noise? Live evidence from the national valuation footprint.
Hub Lite — what's changed
A walkthrough of the updated Hub Lite experience: what's new, how the triage call works, and what it unlocks for investors at every stage.
What's coming to the Hub subscription
New updates to the full Hub — including a stronger community infrastructure and a new weekly call format. Announcements for both new and existing members.
Live Q&A
Bring your specific questions. The team will answer them directly — no PR filter, no deflecting to a brochure.
Reserve your place
Free to attend
Tuesday 9th June 2026
7:00 - 8:00 pm
Online
Link sent on registration
meet the host
Richard Nicholls
Richard Nicholls is one of the UK's most experienced HMO valuers and market commentators, with a career in specialist HMO sales and appraisal spanning decades and thousands of property inspections across every major regional market in England.
As lead at HMO X, Richard owns the analytical voice of the business — including authoring the Tier Methodology, the five-band classification framework that anchors every valuation, report and piece of consultancy work the team produces. He is the architect of the home tier percentage diagnostic and the discipline rules that underpin how HMO X underwrites, appraises and advises across the full investor lifecycle.
Week to week, Richard hosts the Tuesday Live — HMO X's weekly broadcast covering lending conditions, deal clinics and live Q&A — and leads the senior client relationships across acquisitions, sales and exit planning.
On 9th June, Richard will be bringing the Tier Methodology to a public audience in full for the first time: what it is, why it was built, and why the way most HMO investors currently read a market leaves them exposed at refinance.
who this is for
Buyers considering their next HMO acquisition
Developers stress-testing income projections
Operators questioning whether their asset is holding tier
Anyone who wants to read valuations like a valuer
meet the host
Richard Nicholls
Richard Nicholls is one of the UK's most experienced HMO valuers and market commentators, with a career in specialist HMO sales and appraisal spanning decades and thousands of property inspections across every major regional market in England.
As lead at HMO X, Richard owns the analytical voice of the business — including authoring the Tier Methodology, the five-band classification framework that anchors every valuation, report and piece of consultancy work the team produces. He is the architect of the home tier percentage diagnostic and the discipline rules that underpin how HMO X underwrites, appraises and advises across the full investor lifecycle.
Week to week, Richard hosts the Tuesday Live — HMO X's weekly broadcast covering lending conditions, deal clinics and live Q&A — and leads the senior client relationships across acquisitions, sales and exit planning.
On 9th June, Richard will be bringing the Tier Methodology to a public audience in full for the first time: what it is, why it was built, and why the way most HMO investors currently read a market leaves them exposed at refinance.
who is this for
Buyers considering their next HMO acquisition
Operators questioning whether their asset is holding tier
Developers stress-testing income projections
Anyone who wants to read valuations like a valuer
